Financial Planning & Investments

Why You Should Choose a CERTIFIED FINANCIAL PLANNER™ Practitioner

Choosing a financial planner may be one of the most important decisions you make for yourself and your loved ones. Financial planners can provide you and your family with guidance over your lifetime, or work with you to address specific concerns as needed. A planner can play a central role in helping you meet your life goals and achieve financial well-being. Consequently, you ought to take the time to select a financial planner who is competent and trustworthy, on whom you can depend for professional advice and services. Your future depends on the choices you make.

CFP® and CERTIFIED FINANCIAL PLANNER™ are symbols used to identify an elite group of financial planners who have met the educational, experience and ethical standards established by the International Board of Standards and Practices for the Certified Financial Planners, Inc. (IBCFP). Anyone can call himself or herself a “Financial planner,” but only those who have fulfilled the IBCFP’s certification requirements may use the marks CFP® and Certified Financial Planner™.

Kenneth A. Pikor is an Independent Certified Financial Planner™ (CFP®). We can assist you with Retirement Planning, College Fund Planning, 401(k) & 403(b) plans, Keogh Plans, SEP plans, IRA’s (both Roth & Traditional), Annuities, and Disability and Life Insurance. It is important to always consider the tax consequences of financial decisions. As an Enrolled Agent (Income Tax Expert licensed by the U.S. Treasury Department) he offers that expertise as well.

Frequently Asked Questions

1. How much does it cost to go to a CFP?
   
   This depends upon what you are looking for. First determine your needs. There is, of course, no fee to get you the best quote on life insurance. More extensive “financial planning” fees are based upon your needs. An extensive financial plan, etc.? We offer an initial consultation (up to 2 hours) for a nominal fee.
   
   
2. How much money do I need to have FIRST to invest?
   
   The answer to this question usually surprises people. You can start investing FOR AS LITTLE AS $100 MONTH! It is not as important HOW MUCH you invest every month but that YOU BEGIN ROUTINE INVESTMENTS. Once you start at $100/month $20 more/month is easily accomplished. Investing EACH and EVERY MONTH has historically proven to be the BEST Investment Strategy.
   
   
3. Where do I start?
   
   You start by determining your goals. Do you want to pay off your credit cards and other unsecured debt? Pay off your house? Save for your children’s college? Ultimately start your own business? Determine your top 5 goals and CALL US TODAY at (614) 523-3193 to GET STARTED!

Retirement Planning Worksheet - click here to download

Financial Planning Basics

Financial Planning Process

Setting Financial Goals